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Free tool · 2026/27 tax year

Salary calculator

Type a figure in any box and the rest fill in: what they earn, what they take home, and the row nobody else shows you, what the hire actually costs.

Rates checked 18 August 2026

HourDayWeekMonthYear
Gross pay
They take home
It costs you

Why the bottom row is bigger than the top one. On top of gross pay you pay employer National Insurance at 15 per cent of everything above £5,000 a year, plus your pension contribution. The Employment Allowance lets most small employers offset the first £10,500 of employer NI each year, so across a small team the real cost sits between the two figures. A company whose only employee is its director cannot claim it.

What this assumes, stated plainly

Standard tax code (1257L), England, Wales or Northern Ireland: Scotland has six different bands. Tax and NI are worked out annually and divided back down, which is how salary calculators normally do it and is a close approximation to payroll. The employee pension is treated as reducing taxable pay but not NI, which matches most workplace schemes; salary sacrifice arrangements save NI too and come out slightly better. Student loan deductions are not included. Fifty two weeks and twelve months to the year.

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